Law for Insurers in Spain and Portugal. Contract Law-Taxes-AML-Regulatory Law

INTRODUCTION

I. SPAIN

1. Insurance regulations

2. Information requirements before and after the conclusion of the contract

3. Limiting clauses, language and payment of premiun

4. Information requirements for distance marketing

5. Nomination of person/s to benefit from a policy and dormant policies (Life Insurance)

6. Some other recent amendments regarding Insurance Contract Act

7. Spanish life insurance taxation

8. Spanish non-Life Insurance taxation and surchagers

9. Penalties and interest tax. Tax Fraud Prevention Act

10. Registry of Insurance Polies Covering Death Risk

11. Data protection issues

12. Prevention of money laundering and terrorism financing

13. Some issues about regulatory law

14. Rules on International Insurance law

15. Special reference to some relevant questions in relation to reinsurers from third countries (non EEA)

II. PORTUAL

1. Legal overview and framework

2. Insurance contract tax obligations

3. Insurance policies registers

4. ASF Regulatory Rule Nº 8/201-, Of 16 August 2016 («AS Regulatory Rule»)

ANNEXES